The secret diary of a single parent bloke
After finding the credit card bill last night, and receiving appalling treatment from the credit card company, I’ve phoned them up again, and this time managed to speak to someone in their fraud department (who only work 9 – 5). This time, they were more informative and less aggressive, but not necessarily more helpful. After most of the morning on the phone to them, and a lot of thought, I’ve managed to piece together most of the events.
I had signed up for the credit card four years earlier. I remember doing it: it was one of in-store promotions where somebody hassles you to sign, then gives you a cuddly toy. I never used the card, and eventually decided to cancel it. Kat said that she’d post the letter for me, but actually she wrote to them instead. She said that she was me, asked them to change the billing address to that of her parent’s, and could my wife have a card on the account too. The stupid credit card company duly did as they were asked.
So she received a card, with her name embossed on the front, she signed the back, and was sent her own PIN, and as far as anybody knew, it was her card.
That was four years ago! Long before our marriage was in trouble (or so I thought). And I had filled in the application form, and so the account was in my name. Where did I stand now?
After I’d written the letter, I never heard from the credit card company again, and why should I? As far as I knew, the account had been closed. She’d tried to run the card properly, paying off bits here and there, but ultimately ran up arrears. When the arrears got too much, she wrote to them saying that I had done a runner, abandoning her and the kids, and she was worried about her credit history being affected by my actions.
The credit card company gave me the dates that these events had occurred, and the really shocking thing was that they had occurred over years! I just didn’t know what to say.
Again, I asked for additional interest and non-payment charges to be stopped, and again they refused. I asked them to investigate it, and they said that they’d only do that once they had a crime number.
After that call, I phoned my solicitor, who also advised me to report it to the police.
I don’t think I have any choice, I’ll have to go and report it. I can’t do it today, so I’ll have to go first thing in the morning. I feel sick.